Health Insurance
Save money for your family's future medical needs.
Why A Health Plan?
Let’s glance at why should one consider investing in mutual funds over other options to achieve their financial goals.
Our health is one of our most valuable assets, but we often overlook it in the rush to succeed in today’s fast-paced world. Health-related issues have simply gotten more concerning as a result of different routines and shifting lifestyles. Even while we can’t travel back in time to slow down our lives, we can protect ourselves against its negative effects. This is where having effective health insurance is helpful to ensure that our financial independence is not jeopardized by an unexpected illness.
Due to the high cost of medical care, some are compelled to sell their assets or turn to debt in order to pay for it. Strong health insurance plans make dealing with such unanticipated circumstances simple. Therefore, preserve your cash by choosing full protection for you and your family by obtaining sufficient health coverage that meets your needs.
Covers your hospital bills
Get cashless claims at hospitals in the Network. or, in the event of a medical emergency, pay back hospital bills paid at non-network facilities.
Tax savings of up to ₹14,000
Health insurance policies offer tax advantages. Purchase health insurance for both parents and family to save up to ₹14,000.
Covers Pre & Post hospitalization expenses
Health insurance covers charges up to 60 days prior to and up to 180 days following your hospital stay, in addition to the price of inpatient treatment.
THINGS TO KNOW
Insurers cover 100% room stay expenses only for the allowed room types or upto the limits specified.
If you opt for an upgraded room, the insurer will pay only a part of the actual amount. That’s why it’s always best to go for plans with no limits or that allow Single private room stays.
Check what is permanently excluded and which treatments are possibly covered after waiting for a certain period.
You can avail cashless hospitalization services at the Network hospitals and reimburse hospitals bills incurred at non-network hospitals
Check what is included, not included and which treatments are possibly covered after waiting for a certain period
- Accidents coverage starts from day 1
- Hospital Coverage starts after 30 days: Includes hospitalization for treatments, day care surgeries & critical illnesses
- Pre-existing diseases coverage starts after 3 years
Price should not be the primary concern as the cheapest plan is not always the most cost-effective one. Look if the cover amount and benefits are sufficient against the premium paid.